Who we are
Prominence Peak Consulting, Inc. is founded and led by Zaven Charkchyan, a seasoned financial strategist with over eight years of experience spanning commercial banking, credit risk management, corporate strategy, and special assets. Zaven’s professional journey reflects a rare combination of front-line credit expertise, board-level advisory work, and cross-functional leadership in complex financial institutions.
He currently serves as Vice President of Credit Risk and Analytics at Golden State Bank, where he plays a pivotal role in shaping the bank’s credit administration and enterprise risk frameworks. In this capacity, Zaven works across key verticals—including credit origination, portfolio risk management, strategic planning, and corporate development—ensuring that credit decisions are aligned with broader business objectives and regulatory expectations. He also leads the Special Assets Group, overseeing distressed asset resolution and the development of recovery plans. His work frequently involves regulatory interaction, credit policy development, and the design of analytics tools to support informed executive decision-making.
Previously, Zaven held a senior role at Wells Fargo in the Credit Resolution Group, where he managed a $4.5 billion distressed loan portfolio spanning commercial real estate, agriculture, aerospace, manufacturing, healthcare, and technology sectors. There, he developed deep proficiency in financial modeling, distressed asset recovery, enterprise valuation, and credit restructuring—skills that now serve as the foundation for the firm's consulting offerings.
Zaven holds a Bachelor of Science in Business Administration with an emphasis in Real Estate Finance from the University of Southern California’s Marshall School of Business.
With a proven ability to operate at the intersection of strategy, finance, and execution, Zaven brings a holistic and pragmatic approach to every client engagement. At Prominence Peak Consulting, he delivers tailored, high-impact solutions to financial institutions, investors, and businesses seeking clarity, risk-aligned growth, and operational excellence.
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